SBA Disaster Relief Resources Available for Washington Businesses and Residents
The U.S. Small Business Administration (SBA) has announced the availability of low-interest federal disaster loans for Washington businesses, private nonprofits, homeowners, and renters impacted by the severe storms, flooding, landslides, and mudslides that occurred between December 5–19, 2025.
King County is among the counties eligible for both Physical Disaster Loans and Economic Injury Disaster Loans (EIDL), making this an important recovery resource for many Eastside businesses and residents. SBA disaster loans are designed to help cover losses not fully reimbursed by insurance or other assistance programs.
Available Assistance
Businesses & Nonprofits
Eligible businesses and private nonprofit organizations may apply for:
- Up to $2 million in physical disaster loans for damaged real estate, equipment, inventory, and other business assets
- Economic Injury Disaster Loans (EIDL) to help cover payroll, rent, utilities, accounts payable, and other operating expenses during recovery
Homeowners & Renters
Homeowners and renters may qualify for assistance to repair or replace disaster-damaged personal property, including furniture, appliances, vehicles, and primary residences. Homeowners may borrow up to $500,000 for primary residence repairs, while renters and homeowners may receive up to $100,000 for personal property replacement.
Interest rates may be as low as:
- 4% for businesses
- 3.625% for nonprofits
- 2.875% for homeowners and renters
Loan terms may extend up to 30 years, with no payments or interest accrual for the first 12 months after disbursement.
FEMA & State Assistance
Washington residents impacted by the storms may also qualify for FEMA Individual Assistance and State Individual Assistance programs.
FEMA assistance may include:
- Temporary housing and rental assistance
- Basic home repairs
- Personal property replacement
- Accessibility support
- Other disaster-related expenses
The State of Washington, in coordination with The Salvation Army, is also accepting applications for state cash assistance through a Needs Assessment Form.
Important Deadlines
- SBA Physical Damage Loan Deadline: June 10, 2026
- SBA Economic Injury Loan Deadline: January 7, 2027
- State Individual Assistance Application Deadline: April 27, 2026
- FEMA Individual Assistance Deadline: June 10, 2026
How to Apply
SBA Disaster Loans
Apply online through the SBA Loan Portal:
More information:
SBA Customer Service:
📞 1-800-659-2955
📧 disastercustomerservice@sba.gov
FEMA Assistance
Apply online at:
https://www.disasterassistance.gov
Or call:
📞 1-800-621-3362
Reference Documents
- SBA Disaster Relief News Release
- FEMA & State Individual Assistance Fact Sheet
- Official Federal Disaster Declaration Notice
OneRedmond encourages impacted businesses, nonprofits, and residents to review these resources and apply as soon as possible if assistance may be needed.